General

How are you different from the existing credit cards we use?
There’s no credit facility with a Paybaks card. When you use a Paybaks card, you’re essentially creating a prepaid card, similar to a prepaid gift card you m...
Wed, 27 Feb, 2019 at 11:18 AM
How long is the commitment?
There is no commitment. Use it for one day, one week, one month, one year, or forever. It's totally up to you.
Thu, 1 Nov, 2018 at 12:00 PM
Do you do free trials?
Absolutely! Sign up is free and just takes a few minutes to fill out the required info (personal, company, banking). Once you're approved (takes about a...
Wed, 15 Jan, 2020 at 1:32 PM
How do you make money?
Our revenue model is simple: On every transaction done through our platform, we capture a large portion of the credit card interchange fee. We then return a...
Wed, 27 Feb, 2019 at 11:23 AM
How long does it take to get on-boarded?
The process is a fairly straightforward: 1)Sign-up 2)Provide your personal, company, and banking information. 3)Fill out and sign an application. 4)Wait for...
Wed, 27 Feb, 2019 at 11:26 AM
What’s it going to cost me?
Nothing. Seriously -- nothing. You don't pay us a dime. Our free version is free forever. There's no setup fee, no onboarding fee, no monthly fee an...
Wed, 27 Feb, 2019 at 11:30 AM
How does it work?
If you go to our home page (http://www.paybaks.com) you'll find a high-level, non-technical overview of how Paybaks works. We're also working to pos...
Wed, 15 Jan, 2020 at 1:46 PM
This seems too simple. My bank makes this so complicated. Why?
That's a great question, and we really don't know why our competitors are making the use of vcards so complicated. We at Paybaks like things to be ...
Thu, 1 Nov, 2018 at 12:02 PM
Is this too good to be true?
We get asked that a lot, and the answer is that Paybaks is very real and is exactly what we say it is. We’re getting a portion of the charge fees back from...
Wed, 15 Jan, 2020 at 1:36 PM
What is a paybaks/virtual card?
A Paybaks card is known in the industry as a virtual card, or vcard for short.  Virtual cards are just like credit/debit cards, but instead of having a ha...
Wed, 15 Jan, 2020 at 1:44 PM